Free UPI QR Code Generator
Create instant payment QR codes for your business. Works with PhonePe, Google Pay, Paytm, BHIM & all UPI apps. Accept digital payments anywhere in India.
Select QR Code Type
Enter Content
Your Virtual Payment Address (e.g., name@paytm, name@upi, 9876543210@ybl)
Leave empty for flexible amount, or set a fixed price
Short description shown to payer (max 50 characters)
📱 Compatible with all UPI apps:
Customize your QR Code
Advanced Features
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UPI: India's Digital Payment Revolution
Works With All UPI Apps
One QR code, 300+ supported apps
Why Every Indian Business Needs a UPI QR Code
India has witnessed a digital payments revolution unlike any other country in the world. With over 10 billion transactions per month and 500+ million active users, UPI (Unified Payments Interface) has become the backbone of commerce in India - from luxury malls to humble street vendors.
A UPI QR code is your gateway to this massive ecosystem. It's the simplest way to accept digital payments - no expensive POS machines, no card swipe fees, no complicated setup. Just print a QR code, display it at your counter, and start accepting payments from anyone with a smartphone.
Whether you run a restaurant, retail shop, professional practice, or online business, a UPI QR code makes you accessible to India's 500 million digital payment users. In a country moving rapidly towards a cashless economy, not having UPI means losing customers.
Why UPI QR Codes Are Essential
The smartest way to accept payments in India
Instant Payments
UPI payments are instant - money reaches your bank account in seconds, 24/7, including weekends and holidays. No waiting for settlements or processing delays.
Zero Transaction Fees
UPI payments are free for merchants under ₹2,000. No POS machines, no card swipe fees, no percentage cuts. Keep 100% of what you earn from small transactions.
500 Million+ Users
Over 500 million Indians use UPI monthly. By accepting UPI payments, you tap into the world's largest digital payment network - every smartphone user is a potential customer.
How to Create a UPI QR Code
Start accepting UPI payments in just 1 minute
Enter Your UPI ID
Find your UPI ID in any UPI app (PhonePe, GPay, Paytm) under profile settings. It looks like yourname@upi, 9876543210@ybl, or name@paytm.
Add Your Details
Enter your name or business name. Optionally set a fixed amount if you want customers to pay a specific price. Customize colors and design.
Print & Display
Download your QR code in PNG, SVG, or PDF format. Print it, laminate for durability, and display at your counter. You're ready to accept payments!
Who Uses UPI QR Codes?
From street vendors to startups - everyone in India
Retail Shops & Kirana Stores
Display your UPI QR at the billing counter. Customers pay instantly without cash handling. Perfect for grocery stores, pharmacies, and all retail businesses.
Street Vendors & Hawkers
No need for expensive POS machines. Print a simple UPI QR and accept digital payments anywhere - from street food stalls to vegetable carts to auto rickshaws.
Freelancers & Professionals
Doctors, tutors, consultants, and freelancers can share UPI QR codes with clients. Add it to invoices, email signatures, or share directly via WhatsApp.
E-commerce & Online Sellers
Add UPI QR codes to your order confirmation pages or share with customers on WhatsApp. Perfect for Instagram sellers, small online businesses, and D2C brands.
NGOs & Charities
Accept donations easily with a UPI QR code. Add it to your website, social media, or printed materials. Donors can contribute any amount with zero fees.
Educational Institutions
Schools, colleges, and coaching centers can collect fees via UPI QR. Create QR codes with exact fee amounts for different courses or semesters.
Best Practices for UPI QR Codes
Maximize payments with these tips
Display at Eye Level
Place your UPI QR code at a visible height at billing counters. Customers should be able to easily scan without bending or stretching.
Use NPCI Colors
UPI's official purple (#5F259F) is recognized across India. Using branded colors builds trust and signals you accept digital payments.
Include Your Name
Always add your business or personal name in the QR code. It appears in the customer's app before payment, building trust and reducing errors.
Laminate Printed QR Codes
Protect printed QR codes with lamination. Dirt, water, or damage can make QR codes unscannable. A laminated QR lasts for years.
Create Fixed Amount QR Codes
For fixed-price items (₹99 recharges, standard services), create QR codes with pre-set amounts. It speeds up checkout and reduces pricing errors.
Keep a Backup UPI ID
Have UPI IDs linked to multiple banks. If one bank's servers are down (rare but happens), you can quickly switch to an alternate QR code.
Frequently Asked Questions
Everything you need to know about UPI QR codes
What is a UPI QR Code?
A UPI QR code is a scannable code that contains your UPI ID (VPA), payee name, and optionally a fixed amount. When scanned with any UPI-enabled app like PhonePe, Google Pay, Paytm, or BHIM, it auto-fills your payment details, making transactions instant and error-free.
How do UPI QR codes work?
UPI QR codes use a standard format (upi://pay?pa=your@upi&pn=YourName&am=Amount). When a customer scans the code, their UPI app automatically populates your UPI ID and name. They just need to enter their PIN to complete the payment - no typing required.
Which apps can scan UPI QR codes?
All UPI-enabled apps in India can scan these QR codes: PhonePe, Google Pay (GPay), Paytm, BHIM, Amazon Pay, WhatsApp Pay, Cred, MobiKwik, Freecharge, and all bank apps with UPI functionality. Over 300+ apps support UPI QR scanning.
Is creating UPI QR codes free?
Yes! Creating UPI QR codes with QRLynx is completely free. You can customize the design, add your logo, set fixed amounts, and download in multiple formats. UPI transactions themselves are also free - no transaction fees for payments up to ₹2,000.
Can I set a fixed amount in the QR code?
Yes! You can embed a specific amount in your UPI QR code. This is perfect for fixed-price items, subscription payments, or standardized services. Customers will see the pre-filled amount and can pay with just their PIN.
What is a UPI ID (VPA)?
A UPI ID or Virtual Payment Address (VPA) is your unique payment identifier, like an email for money. It typically looks like 'yourname@upi', 'mobile@ybl', 'name@paytm', or 'name@okaxis'. You can find your UPI ID in any UPI app under profile settings.
Are UPI QR codes safe?
Yes, UPI QR codes are completely safe. They only contain your receiving address (UPI ID), not any sensitive information. No one can withdraw money from your account using a QR code - they can only send money TO you. The 2-factor authentication (PIN) protects all transactions.
Can I use the same QR code for all payments?
Yes! A single UPI QR code with just your UPI ID works for unlimited payments of any amount. You can also create separate QR codes with fixed amounts for different products or services to simplify billing.
UPI QR vs Traditional Payment Methods
Why India is choosing UPI over cards and cash
| Aspect | UPI QR | Card/POS | Cash |
|---|---|---|---|
| Setup Cost | ₹0 (Free) | ₹10,000+ | ₹0 |
| Transaction Fee | 0% | 1-2% | 0% |
| Settlement Time | Instant | 1-2 Days | Instant |
| Works on Holidays | ✓ Yes | ✓ Yes | ✓ Yes |
| Fake Notes Risk | Zero | Zero | High |
| Customer Convenience | Excellent | Good | Average |
Starter
- Unlimited Static QR Codes
- Basic QR Types
- JPG, PNG, WEBP Downloads
- Watermark on QR Codes
- No Dynamic QR Codes
- No Analytics
Pro
- Unlimited Static QR Codes
- 50 Dynamic QR Codes
- Unlimited Scans*
- All QR Types
- SVG / PDF Downloads
- Branding & Logo
- No Watermark
- Analytics (30 Days)
- Country Location Data
- PDF Upload (5MB)
- 5 Folders Organization
Business
- Unlimited Static QR Codes
- 250 Dynamic QR Codes
- Unlimited Scans*
- All QR Types
- SVG / PDF Downloads
- Branding & Logo
- No Watermark
- Advanced Analytics (90 Days)
- Country / State / City Data
- Device Type / OS / Browser Platform Data
- CSV Report Export
- PDF Upload (20MB)
- Advanced Expiry Rules
- Redirect Rules (Device/Country/Time)
- Password Protected Codes
- 25 Folders Organization
- Priority Email Support
Enterprise
- Unlimited Static QR Codes
- 1000 Dynamic QR Codes
- Unlimited Scans*
- All QR Types
- SVG / PDF Downloads
- Branding & Logo
- No Watermark
- Advanced Analytics (90 Days)
- Country / State / City Data
- Device Type / OS / Browser Platform Data
- Retargeting (Meta Pixel, GTM, GA4)
- CSV Report Export
- PDF Upload (50MB)
- Advanced Expiry Rules
- Redirect Rules (Device/Country/Time)
- Password Protected Codes
- Custom Domain (Your Brand URL)
- 100 Folders Organization
- Dedicated Success Manager
Ready to Transform Your QR Code Experience?
Join thousands of businesses already using QRLynx to create, customize, and track their QR codes with ease.